Microfins Cooperative Society (MFC) | Cooperative Society in Bihar

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Business Solutions For All Enterprises

Bhen an unknown printer took a galley of type and scrambled ype specimen book. It has survived .

Find The Right Way

Business Solutions For All Enterprises

Bhen an unknown printer took a galley of type and scrambled ype specimen book. It has survived .

Find The Right Way

Business Solutions For All Enterprises

Bhen an unknown printer took a galley of type and scrambled ype specimen book. It has survived .

Latest Updates

Important Notice: Latest banking updates and announcements New financial services are now available for customers Stay connected with Microfinance Cooperative Bank Customer awareness and financial inclusion initiatives

Banking Highlights

Our Latest Rates & Services

Interest Rate

Up to 7.50%

On Fixed Deposits

Savings Account

Up to 4.00%

Attractive Savings Rate

Loan Interest

From 9.50%

Flexible Loan Solutions

Digital Banking

24 × 7

Easy & Secure Banking

About Microfinance Cooperative Bank

Empowering Communities Through Financial Inclusion

Microfinance Cooperative Bank is committed to providing accessible and affordable financial services to individuals, small businesses and underserved communities across Bihar. We focus on promoting savings, responsible credit and financial inclusion to support sustainable economic growth.

Audited Financial Results for Quarter (Q4) / FY 2026 ended 31.03.2026 (pdf) Recruitment Notification for Assistant Manager & Staff Assistants 2026 Tender Notice for Main Branch Interior Infrastructure Renovation KYC Compliance Mandatory Guidelines for Dormant Accounts Holders Customer Awareness Programme and Financial Inclusion Initiative

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Revised Interest Rates on Savings Deposits Updated Interest Rates on Term Deposits Special Deposit Interest Rate for Senior Citizens

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Savings Deposit Account Fixed Deposit Scheme Recurring Deposit Scheme Senior Citizen Deposit Scheme

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Calculate Your Loan EMI

Plan your monthly repayments easily and choose a loan amount and tenure that suits your financial needs.

EMI Calculator

Loan Amount

₹ 5,00,000

₹50K ₹50L

Interest Rate

8.50%

5% 18%

Loan Tenure

5 Years

1 Year 30 Years

Your Estimated Monthly EMI

₹ 10,257

Monthly EMI

Principal Amount ₹ 5,00,000

Total Interest ₹ 1,15,420

Apply for Loan

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Frequently Asked Questions

Find quick answers to common questions about accounts, loans, deposits and cooperative banking services.

You can open an account by visiting your nearest branch with the required KYC documents and completing the account opening formalities.

Generally, identity proof, address proof, income related documents and other documents as applicable to the particular loan scheme may be required.

Interest rates may vary depending on the account, deposit or loan product. Please contact your nearest branch for the current applicable rate.

Customers can access various banking facilities including savings and current accounts, deposits, loans and other services offered by the bank.

You can contact customer support through the bank's official contact channels or visit your nearest branch for assistance.

Enquiry Now

Business Solutions For All Enterprises

Business Solutions For All Enterprises

Business Solutions For All Enterprises

Our Latest Rates & Services

Up to 7.50%

Up to 4.00%

From 9.50%

24 × 7

Empowering Communities Through Financial Inclusion

We're Here to Help

Saving Account

joint Account

Fixed Deposit

Recurring Deposit

Term Deposit

Daily Deposit

Home Loan

Personal Loan

Gold Loan

Education Loan

Consumer Loan

Business Loan

Deposit Loan

Vehicle Loan

Calculate Your Loan EMI

EMI Calculator

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Frequently Asked Questions